The Band Public Insurance Scheme (provided by Sportscover Australia Pty Ltd, also known as Active Underwriting Specialists) is a product offered to all Community Bands based in NSW through the Band Association of NSW.
The premium for this year (2021) is $468.76. However, the premium reduces to $434.95 without stamp duty but is subject to completing and returning this stamp duty exemption form.
Policies are renewable on 30th June each year. Please note the policy will cover ‘casual or guest’ players with your Band. It is strongly encouraged that you keep records of this in case of a claim.
Bands wishing to join the scheme midway through the year will have a pro-rata rate applied. All Bands must hold current registration with the Association to take out a policy.
This fee is reviewed each year and advised to Bands before each commencement period.
All bands that qualify for the stamp duty exemption are required to complete a declaration when renewing or purchasing a new policy.
The policy covers Legal Liability for Property Damage or Personal Injury to the general public regarding the Band’s activities. It may also apply to protect Band Members against third party claims by other Band Members.
The Limit of Indemnity is $20,000,000 with an Excess of $250.
The insurance information on this website –
(a) Is intended to be general;
(b) It would be best if you did not act solely based on the information on this website which does not constitute insurance advice;
(c) If you would like to discuss your Band’s particular insurance cover requirements, then please get in touch with The Band Association of NSW’s Insurance Broker, Fenton Green, on (03) 8625 3333 or at fentongreen.com.au for assistance.
For more information or an application to join the scheme, don’t hesitate to get in touch with the BANSW Secretary.